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MIDF Soft Loan Scheme For Services Capacity Development (SLSCD)

Malaysian Industrial Development Finance Berhad (MIDF)

MIDF Group is a financial services provider in four core business areas, investment banking, development finance, asset management and mezzanine financing. MIDF’s Development Finance Division promotes the development of the services and industrial sector in Malaysia through the provision of financing for Malaysian enterprises. The Amanah International Finance (AIF) provides mezzanine financing which is a hybrid of debt and equity. Mezzanine Financing is able to accommodate a wider scope of financing with attractive features that would help accelerate business growth performance. The product is offered to property developers, manufacturing and services sectors.


The SLSCD was launched by the Government of Malaysia under the Services Sector Capacity Development Fund of the First Economic Stimulus Package to assist companies and enterprises to undertake upgrading and modernisation for diversifying into higher value-added activities, and improving the productivity and efficiency of service delivery. It addresses the impact of liberalisation on local services providers by providing financial assistance to the services sectors to build up its capacity in order to withstand competition due to the opening up of markets as well as to strengthen international competitiveness.

Items eligible for financing includes expenditures to be incurred for upgrading and modernisation including the purchase of equipment, hardware and software as well as related development costs for the purposes of diversifying into higher value – added activities and improving productivity and efficiency of service delivery.


Target Group:

Companies and Enterprises in the Services Sector



  • Interest / Profit Rate of 4.0% per annum on yearly rest (SMEs)
  • Interest / Profit Rate of 5.0% per annum on yearly rest. (Non-SMEs)


Forms available to be downloaded


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